But you ain’t lived til you’ve had your tires rotated by a red headed woman

Sometimes, someone else says something better than I ever could. This might leave a mark. I don’t know enough about 1031’s but I can’t imagine getting whacked by the IRS because the 1031 company failed. Mr. President-Elect, your economic dream team might want to take a look at this one. It’s a simple fix, but Number 43 has one foot out the door already, and this is another fine mess he’s dumping in your lap.

On to happier things

Those of you who have been following PBE for any period of time know that I haven’t received a paycheck since the Amateur now demoted Manager shitcanned me and the Dearly Departed Escrow Officer last July…21st to be exact…not that I’m bitter. Well, today is a red letter day. At 8:30a.m. a package will be presented to the Alameda County Recorder, which only has one document so they should be able to record it without too much crying or gnashing of teeth. Proper documentary transfer tax has been affixed. And the Wine Dog will finally get a paycheck. I’m particularly lucky in that my first close was with an investor who is a wickedly intelligent, kind and gentle soul. I know my whole career won’t go like this, Dear Old Dad was a real estate broker, I know how this goes, but right now I’m feeling particularly lucky and blessed.

Holding back the Hellhounds

I can’t remember if I’ve mentioned Bubba’s tummy issues or not. I think I’ve skipped over it. He had a reaction to the EVO. He was having “wet burps”, way too regularly for my new carpet. He had started massaging his entire midsection with his mouth and crying.

A friend of mine discovered that if you massage his belly he would relax and it made him feel better. X-rays showed originally that he was constipated and his stomach was irritated. I moved him over to Solid Gold Flock-n-Hund and added kefir and yogurt to his food. Not much improvement. So I took him down to Encina Veterinary Hospital in Walnut Creek. I had been avoiding them because I knew how much they cost. Well, they were worth it. The previous vet wanted to feed him Pepcid AC and give him a stool softener, and I’m not the “just take a pill” sort. So he got yogurt to move things along and settle his stomach, which it did. But the Solid Gold didn’t settle him enough for my taste, so off he went to Encina. They gave him a few tests to assure that he wasn’t way out of whack and then suggested moving his food to a duck and sweet potato, low ingredient feed. It should be called Solid Platinum it’s so freaking expensive. But he’s starting to settle down and his hair coat, which was concerning the Encina vets is starting to improve so we’ll see how this goes.

Rita completed her 5th week of Novice 1 training down at the Mt. Diablo Dog Training Club last night. She’s really done well considering her background. When I first got that dog she would pee if I looked at her crosseyed. The first night I took her down there back in January they told me to take her back home she wasn’t ready. She did ultimately very well in that class. This class has been a little bit more work. It has a long down, and long sit and a stand for examination. It has the beginnings of figure eights, 360 degree turns, about faces and all sorts of disciplines. She’s come along nicely but she’s got a ways to go. Her sits have become rock solid. Her recall is better than Beauregard’s ever was. And like her late brother, she can get distracted. The gal that helped me get Bubba is in the class after me. She brings her big black and tan bitch in for the Novice 3 class. Last night a woman dropped in with a big black and tan dog. I wasn’t watching him, I was watching Rita for her recall, but he yipped and she was totally distracted. I believe he said “I dig redheads”. And I believe she looked at him and said “What a handsome young stud”. The instructor laughed and said “At least you know she knows her own kind, and is distracted by that.” And I think the dog’s owner found out that he digs Hot Rod Rita the Redheaded Doberman.

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Change the lines that were said before, We’re all dreamers – we’re all whores

There’s a lot of misinformation out there. Here I am reading all this crap and forgetting to comment on it. First, It Takes a Thief. Why run a scam when you can just take the money and go? Why didn’t I think of that?

LandAmerica in their first big move cuts life and health insurance to the retirees. Ted, you’re an asshole. Some of those people that I know personally were with that company going all the way back to Transamerica Title. They took your golden parachute and now you’re giving it to them in the poop chute. When is the board going to fire this guy and his massive ego? Yeah, I know it’s a popular move for corporations in trouble to dump benefits for former employees, but you know what? Those people did their jobs for that company for years and years and years. That company needs to hold up their end of the bargain. And that goes especially for GM, Ford and Chrysler. The cost of one trip in each of those private jets is a year’s worth of benefits to a retiree.

Lots of prattle out there about LandAmerica prelims and commitments. It just shows me how little the people who use title companies know about who they do business with. LandAmerica doesn’t issue prelims. Commonwealth does. Lawyers Title does. Transnation does (did?) So while a prelim might (and I say might because I haven’t seen a LandAm pre in a couple of years) say LandAm on the front somewhere, the truth of the matter is that the policy that they’re going to issue is through Commonwealth, Lawyers etc. LandAm is not an insurance company, it’s a holding company. I haven’t heard for sure, but I would assume that Fidelity will reissue the prelims on their system and just keep going forward. Every time this happens a bunch of banks, mortgage people and realtors get up in arms about their deals. Very rarely is there even a hiccup in the transaction…with the noted exception of the mess that the Hauptmans leave in their trail, but that’s more of an ethics issue.

We all know I’m all about local. I had proof positive last week as to why I’m right. I have a deal with an escrow company that is located approximately 120 miles from the property, me and my buyer. Nice ladies and that prelim was kind of close to right the first time around, (although finding a Title Officer that could plot out the legal description was quite an exercise.) The Company, in all their wisdom failed to let us know that their good funds policy extended beyond get a “cashier’s check” and went on to be specific as to the type of cashier’s check. It’s mentioned nowhere in their paperwork. Apparently they won’t take a cashier’s check issued by a credit union. If it had been a local company, I could have spun by there, picked up the check and taken it to my client to replace for a wire. But they were 120 miles east of here, by the time I found out there was no time to drive 120 miles east of here to pick up the check and then drive 120 miles back to get it replaced with a wire. That’s what’s wrong with having this REO business done in these remote locations. It’s not customer centric.

Not so fast Billy. Looks like Fitch has you on a negative watch. Ouch. Conversely, my friend over at Old Repulsive had been downgraded a couple of months ago, just not as badly. FAF is wallowing around in the BBB+ area. Not pretty. I just can’t believe all these CEO’s failed to save up for a rainy day. Did they not know that business was cyclical? As far as I’m concerned it’s irresponsible on all of their parts. Oh yeah, and I blame Reagan for that stinkin’ thinkin’.

And here’s a little something to help OTG with his Christmas holiday shopping.