Cycling,  Rant

Now I got mortgages on homes, I got stiffness in my bones

I’m pretty sure it’s the S/I joint I blew in my back. The pain is excruciating. I did this once before back in the mid 90’s. It was also a period of extreme stress in my life. I’m sure it’s exacerbated by the fact that my chair at work isn’t right. I’ve asked them to do something about it several times. I finally gave up back in September. By Thursday my hips are in a constant dull pain, but I’m the only one that seems to care. I discovered yesterday that it will loosen up over a period of hours. It’s impossible when I get out of bed. I can’t even bend over to put the dog food bowls down. I didn’t go to the gym today, which might seem obvious to some of you, but less obvious to me. Hell, there might have been some things I could have done this morning dammit. Instead I chose to walk…the original plan was just Rita, but Beauregard wasn’t havin’ it. So I begged him to behave and not pull and they were good dogs. It’s slowing loosening up this morning. It loosened up enough that I did take the new bike out. Not a smart move, but I couldn’t let it sit there unridden. I took a slow flat course. It rides like a dream. I can’t wait to feel better and ride it. I took it very slow because I was afraid that my back would catch if I had to make a quick maneuver. It was also very scary, I probably shouldn’t have tried it, but dammit, it was my new bike.

You just don’t like seeing this sort of stuff

The house at the end of the block is now bank owned. I knew it was coming. The clowns that bought it paid more than I did for this place and it was a mess. And they went 100% financing in 2006. The seller carried back $100k. And he lost almost all of it. These ass clowns walked away from it about six months ago and moved to Washington. They didn’t even bother to put it on the market, they just rolled up their carpets and left. Now, they’re hurting our neighborhood with this piece of crap sitting there empty. It’s the first thing you see when you roll into our neighborhood, a big red bank owned sign. I just hope that in the future people who lost homes are properly restricted from screwing up the neighborhoods for the rest of us. If you let a home go to foreclosure, now you have to bring in 20% down. You can’t get in for five years (so you get to pay more taxes than those of us who are getting hosed) and you can’t get designer liar loans, only FHA fixed rate old skool. We’re hearing about people getting into contract on a new home with a smaller mortgage fully expecting to walk away from the one they are in. I say bullshit. Punish them financially. They’re punishing me right now.


  • dolphyngyrl

    There are a couple in our neighborhood that are bank owned. But we’re in a lower-middle class neighborhood. A lot of people who weren’t ready to own got in when the market was hot. There are houses on our street that have whole families living in them, grandmother, a couple sets of kids and their kids. That’s what they had to do to qualify for the mortgage, and that’s how they’re keeping it paid.

    The ones it really sucks for are the ones with their homes on the market right now (of which there are several). It’s a stupid move to begin with, but more so with so many bank-owned houses in the area.

  • The Brother

    (scooby-doo “huh” noise)
    How is it that in this market, where the banks should be incredibly cautious, that loans are made to people who already have heavy mortgage debt? Are they making the purchase on a false contingency? I’m sure someone on this board can clue me in … it just sounds bizarre that with credit tightening up that this kind of fraud could occur.

  • judir6

    My hse is for sale and on my street alone there are 3 house fr sale, and 3 house left empty with the grass all grown high and it makes our entire street look like shit.

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