• Title Insurance

    morphine & chocolate can bring me up can warm my heart, whenever I want

    Subject: As real estate markets continue to display weakness As real estate markets continue to display weakness, LandAmerica has been exploring strategies for growing the top line as we work to improve the bottom line. Among the strategies examined has been unilateral title rate increases across the nation in an effort to help offset declining revenues and persistently high claims expense. At its analyst conference call last Thursday, Fidelity announced that it has begun to increase prices by 10% to 20% across the country. We have already seen Fidelity’s rate increase announcement in Virginia and expect to learn of many more in the weeks ahead. LandAmerica’s strong position in the…

  • Title Insurance

    Forever in debt to your priceless advice

    I spend countless hours in my car now.  I’m out in the Brentwood area driving around farm country at least once a week.  I’ve seen more cattle, goats and lambs in the last two months than I’ve probably seen in the previous ten years.  It gives me plenty of time to think.  I don’t always have time to get it posted, but it’s rattling around in my head.  Out in that area, I drive by three closed Alliance Title offices, two of which I built.  I think the furniture is still in them, as if the staff was vaporized to another dimension.  We’ve been talking about the evolution of the…

  • Title Insurance

    There’s a crack in the mirror and a bloodstain on the bed

    Bloodletting at the Evil Empire Looks like Bill is making good on his Earnings Call.  Don’t know the actual numbers yet, but they’re deep cuts of real talent.  Yeah, shutting down the overseas crap never crossed their minds.  For those of you who are now finding yourselves out on the street for the holidays, check back through the posts, there’s lots of info on possibilities for getting back to work. Speaking of getting folks back to work, I’m working on a project that may result in some 1099 work for some title and escrow folks throughout the State.  Fortunately, I’ve been real busy with that realtor thing of mine so…

  • Body for Life,  Wine of the Day

    I’m gonna have drink, and walk around

    I’m not sure if I should go in chronological order or in the order it falls out of my head today….Let’s start with a Nickel & Nickel tasting. The Pleasant Hill Wine Merchants had Nickel & Nickel down for a tasting on Friday night. Gil Nickel was one of the original principals, prior to his passing. He had been and still was a principle at Far Niente. It was actually founded by the founders of Far Niente… yeah, the guys that brought us Dolce. Anyway, since their debut I’ve been wanting to do a tasting but they only do appointments and that’s a pain in the ass. So to have…

  • Rant,  Title Insurance

    I got forty red white and blue shoe strings

    I can’t believe where our society is right now. The Great Uniter was anything but. He was by far the Great Divider. I’m amazed that the abject racism that is now excused away and I’m amazed by the bad behavior of Americans. This 24 hour news thing has certainly brought a lot of loony tunes their 15 minutes of fame. I know my 15 minutes will be coming soon. I just hope I don’t look as stupid as say Joe the Plumber Plant. Or the people in Strongsville, Ohio. Or some of the people in the not so brilliant footage coming out of Kentucky. It’s embarrassing to me to watch…

  • Title Insurance

    And we sang dirges in the dark

    The Evil Empire announced a reduced dividend yesterday, along with more job cuts. Hey Bill! Don’t be an asshole, suspend the dividend and keep your staff. Let me help you out with simple economics. There are no title jobs out there. So cut title staff and they won’t be making any large purchases, or refinances or even keeping their homes. So you’ll make at best that super special REO rate on the sale. What is that like 35% of basic? I know it’s like one step up from a bag of dog shit burning on your porch next Friday night. Suspend the dividend, keep the staff, buck up for the…