And the conflict rubs against my grain

Here’s something that just makes my head want to explode. Just blow clean off of my shoulders. I have pretty decent credit, in spite of getting canned by Alliance Title Company last October and not getting a job again until February 2007. If you’ve been with PBE for a while, you’ll know I bought and remodeled a house last June. Some of the remodel went on credit cards. The Bloodless Empire supposedly pays bonuses quarterly in my unit. In reality, they paid a Christmas bonus to everyone in my unit but the Wine Dog, but that story is for another day. The byproduct of this slight is the fact that a chunk of the remodel should have been paid off last month, and wasn’t. So I got the idea to use some of those checks they send you every month with the low interest rate. The theory being to move the higher interest rate cards to the cards with checks and get it paid off at 0.00% or 2.99% or 4.99% all of which were offered. All the marketing material that comes with these checks suggests that the consumer do exactly that. I chose my Costco American Express to use for some of the consolidation. There was a balance there, which I would pay off with a 0.00% check from another card, thereby lowering my rates all around. So on the last week of December I write three of the checks. They pay off two cards and reduce a third. American Express takes it upon themselves to readjust my credit limit from $15,000 to $7500 and bounced the second and third check. Whee! When I call them and say WTF mate, they say, well, you’ve moved stuff from one credit card to another and you’ve only made your minimum payment with us so we adjusted the credit limit based on that information. Blink Blink. You stupid shits. If you didn’t want me to use them why did you send them and suggest that I do exactly what I did? And then jack me up like that? You can’t change your mind once the horse is out of the barn. How ignorant do you have to be? I did it so I could make more than the minimum payment. HELLO! So I finish opening my mail last night only to find another missive from American Express with three more checks suggesting I use them to reduce my rate from other cards. Can a company compete for Worst Person in the World? I got out my Sharpie and wrote a little suggestion for them and mailed them back.

SOS inquiry

Because you asked… Alliance Title Company, Inc., is a corporation in good standing with the Secretary of State of the State of California. It’s President is still John Harritt. That means that they have filed all of their State taxes appropriately, so far. It also means they haven’t filed for bankruptcy protection. And the Mercury website is still down. Don’t cha just wonder what they pay John Harritt to sit wherever they have him sitting and not return phone calls? (I did check our corporate directory to be sure he wasn’t on our payroll) THAT would have been embarrassing. And a little tidbit from the Title Report…Washington Mutual did in fact issue a do not do business edict regarding Financial Title Company on December 20, 2007. On December 21, 2007 they retracted it. I wonder how many phone calls from Denver it took to undo that. I’m trying to remember which large lender did the same thing to Alliance Title Company a couple of years ago…

The wine dog is drinking…

Robert Keenan’s 2002 Cabernet Franc. It’s got really nice structure, I believe it was released three years ago. I’m getting currents and blueberries with very nice (love to say this word) mouthfeel. I just googled around and Robert Parker gave this thing a 94. I might be a jackass for opening it on a Thursday night. Or not.